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10 mai 2015

Corinthian Colleges Files for Bankruptcy

http://chronicle.com/img/photos/biz/Ticker%20revised%20round%2045.gifBy . Corinthian Colleges, the defunct for-profit chain that fell into financial straits last summer, has filed for bankruptcy, The Wall Street Journal reports. The company’s filing for Chapter 11 protection on Monday represents the conclusion of Corinthian’s surprising collapse, which was prompted by enhanced scrutiny from the U.S. Education Department last June. More...

10 mai 2015

The Hidden Portion of Student-Loan Debt

By . More than six years after the 2008 financial crisis, American families have reduced household debt by about $900 billion.
But one type of debt has been difficult to clear: student loans. That debt continued to grow during and after the downturn, and is now greater than both auto-loan and credit-card debt.
As of the end of 2014, outstanding student-loan debt topped $1.3 trillion. About $1.1 trillion of the total came from federal student-loan programs; the remainder was from private lenders. More...

4 mai 2015

Coming soon: Hillary Clinton’s student debt plan

Résultat de recherche d'images pour "msnbc logo"By Alex Seitz-Wald. Hillary Clinton will soon roll out a detailed plan to tackle student loan debt, an issue that is quickly gaining steam in the emerging Democratic presidential primary, her campaign tells msnbc.
Clinton has been under pressure from liberals to address the issue in the face of rising debt loads, with many hoping she will embrace the idea of debt-free college education. Her campaign says she will, but specifics will have to wait. More...

3 mai 2015

Lawmakers Investigate Education Dept.’s Role in Forgiving Student-Loan Debt

http://chronicle.com/img/photos/biz/Ticker%20revised%20round%2045.gifBy . A group of Democratic lawmakers is pushing the U.S. Department of Education to more frequently forgive the loan debt of students who attended colleges that engaged in “fraudulent activities.”
Five U.S. senators and a member of the House of Representatives wrote a letter to Education Secretary Arne Duncan on Monday, stating that the department should “take immediate action” to inform students eligible for debt relief — including those who attended the now-defunct Corinthian Colleges — of their options. More...

3 mai 2015

Revisions Make a Key Loan-Repayment Plan More Inclusive, Yet More Targeted

By Kelly Field. Negotiators on a federal rule-making panel have agreed on a plan to expand and remake Pay as You Earn, the most generous of the student-loan income-based repayment plans.
The revised program — dubbed REPAYE,  short for Revised PAYE — would be at once more inclusive and more targeted than the current plan. More...
3 mai 2015

End government profits on student loans: Shift risk and lower interest rates

By Matthew M. Chingos. Student loans make billions of dollars for U.S. taxpayers, at least on paper. These profits attract frequent criticism from politicians, most recently in a letter to the Education Department by six U.S. senators led by Elizabeth Warren, who has previously called the profits “obscene” and “morally wrong.”. More...

3 mai 2015

Graduates working overseas will have to pay HECS: Pyne

http://resources2.news.com.au/cs/australian/paid/images/sprite/logos.pngBy . Graduates who move overseas will no longer be able to escape paying back student loans, in a new crackdown by the federal ­government to save more than $140 million. 
Federal Education Minister Christopher Pyne said it was an “outrageous” situation for stud­ents who left Australia to avoid repaying their government loans, known as a HECS debt. More...
2 mai 2015

Prêts Erasmus+ pour les masters

Fact Sheet: tackling radicalisation through education and youth policyErasmus+ va offrir la possibilité de demander un prêt pour suivre des études de master à l'étranger. Ces prêts seront proposés par les banques et les agences de prêts participant au projet, à des conditions intéressantes: les taux d’intérêt seront plus avantageux que ceux du marché et les prêts seront remboursables en deux ans, pour permettre aux diplômés de trouver un emploi avant de commencer à rembourser.
Ce système de prêts, créé en collaboration avec le Groupe de la Banque européenne d'investissement, sera progressivement mis en œuvre au cours des prochaines années dans tous les pays participant au programme Erasmus+ . More...

2 mai 2015

Prêts Erasmus+ pour les Masters

Logo Agence Erasmus+ France Education FormationErasmus+ offre la possibilité de demander un prêt pour suivre des études de Master à l'étranger. Ces prêts seront proposés par les banques et les agences de prêts participant au projet.
Ce système de prêts, créé en collaboration avec le groupe de la Banque européenne d'investissements sera progressivement mis en œuvre dans tous les pays programme Erasmus+. Le mécanisme de garantie de prêts aux étudiants sera opérationnel mi-2015.
Les  étudiants de l'enseignement supérieur admis dans un programme complet de Master dans un pays étranger, mais reconnu comme pays programme Erasmus+, peuvent faire une demande de prêts Erasmus +. Le pays en question doit être différent du pays de résidence de l'étudiant et du pays dans lequel l'étudiant a obtenu son diplôme de premier cycle de l'enseignement supérieur (licence ou équivalent).
L'étudiant peut emprunter jusqu'à 12.000 euros pour un Master sur un an et jusqu'à 18.000 euros pour un Master sur deux ans.
Les étudiants doivent s'adresser directement aux banques ou agences de prêts participantes dont la liste sera publiée sur le site de l'Agence exécutive dès que le réseau sera constitué.

Note d'information prêts Erasmus+ pour les Masters
Appel d'offre aux banques et organismes de prêts
Guide du programme Erasmus+
Site de l'Agence exécutive « Prêts Erasmus+ pour les Masters ». Voir l'article...
27 avril 2015

UMass students testify about burden of student debt, want free higher education

masslive.com logoBy Diane Lederman. Filipe Carvalho will graduate from the University of Massachusetts with $20,000 in debt; Liam Gude has already amassed more than $62,000 in debt and that is growing. About four dozen students gathered outside the Student Union Thursday to talk about debt, to get the conversation started. More...

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