By Tim Goral. “If there was a nuclear war, the only thing that would be left would be cockroaches and student debt.” More...
30 septembre 2015
29 septembre 2015
How to recruit millennials? Pay their college loans
By Stefanie Botelho. Along with competitive pay, employers offer a range of benefits in hopes of attracting the best and brightest workers. But few companies actually break out their checkbooks to help younger employees cope with what many experts say is a burgeoning financial crisis: soaring student debt. More...
29 septembre 2015
The nation’s wealthiest colleges saddling poorest students with debt
By Stefanie Botelho. New York University is among the country’s wealthiest schools. Backed by its $3.5B endowment as well as its considerable fundraising prowess, the school has built campuses in Abu Dhabi and Shanghai financed by foreign governments, is investing billions in SoHo real estate, and given its star faculty loans to buy summer homes. More...
21 septembre 2015
Feds moving up college loan form schedule to ease aid
By Stefanie Botelho. Federal officials are making it easier for students and their families to apply for federal loans and grants for college, allowing them to complete the forms starting in October, rather than January. More...
21 septembre 2015
The unexamined factors behind the student debt 'crisis'
By Stefanie Botelho. Alarm bells are sounding across America as student debt has eclipsed one trillion dollars, larger than that of even credit cards. Seizing upon the growing concerns of voters, presidential candidates, especially Democrats, have proposed solutions that go so far as to suggest that higher education should be “free.” More...
21 septembre 2015
Soaring student loan burden poses risk to economic growth
By Tim Goral. Jorge Villalba was a construction worker when the housing market began slowing in 2005, so the Glendale, Calif., resident changed jobs and decided to invest in his future by going to college. So far, the investment hasn’t paid off. More...
14 septembre 2015
Le prêt garanti par l'État
Afin de faciliter l’accès des étudiants à l’emprunt, un système de prêts bancaires garantis par l’État a été ouvert aux étudiants. Ce prêt ne fait l'objet d'aucune demande de caution ou de conditions de ressources. Le dispositif concerne actuellement la Société générale, le Crédit Mutuel, le C.I.C., les Banques populaires et les Caisses d'épargne du groupe B.P.C.E. Voir l'article...
13 septembre 2015
Student debt poses risk to national economic growth
Students around the country – and often their parents – have racked up so much college debt since the recession that it now threatens the nation's economic growth, writes Jim Puzzanghera for the Los Angeles Times. Read more...
13 septembre 2015
A ‘Tour of Duty’ Before College Would Serve Students and the Nation
By Sheila Suess Kennedy. Americans are increasingly concerned about two seemingly unrelated issues: a distressing lack of civic literacy and informed civic engagement in the general public, and the escalating burden of student-loan debt. More...
13 septembre 2015
A crisis in student loans?
By Adam Looney and Constantine Yannelis. A crisis in student loans? How changes in the characteristics of borrowers and in the institutions they attended contributed to rising loan defaults
This paper examines the rise in student loan delinquency and default drawing on a unique set of administrative data on federal student borrowing, matched to earnings records from de- identified tax records. Most of the increase in default is associated with the rise in the number of borrowers at for-profit schools and, to a lesser extent, 2-year institutions and certain other non-selective institutions, whose students historically composed only a small share of borrowers. More...
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