By . One of the weirder sub-fields of student loan policy concerns how loans are accounted for in national budgets and statistics. This sounds like an abstract consideration, but in fact it has the potential to drive student aid and access policy in some very unexpected directions. More...
Why banning students with below 3Ds from having a student loan may not be deliverable in practice
There is a clear precedent for this. Sir David Eccles, the Minister of Education, told the House of Commons in July 1960, ‘we accept the Committee’s recommendation that awards should be given to all students admitted to degree courses at universities who have two G.C.E. passes at “A” level or the equivalent’. More...
Linking university loans to grades would punish mature students
If the government is planning to bar students without three D’s at A-level from loans, it is ignoring the value of life experience. More...
Denying loans to students with weaker A-levels will ‘penalise poor families’
Data shows that leaked proposal would hit the north-east and Yorkshire and the Humber hardest. More...
Loans Work
By . If you spend any time looking at student aid research, you’ll be struck by how much empirical evidence there is on the effectiveness of grants (or, more broadly, “changes in net tuition”), and how little there is in terms of the effectiveness of loans. More...
New debit card for federal student loan borrowers could save money, but concerns linger
University of Utah Introduces Income-Share Experiment
By Paul Fain. The University of Utah today announced the creation of an experimental program to offer some students the option of an income-share agreement. So-called ISAs, which tap portions of postgraduate income to reduce college tuition fees, have generated support from policy makers and others as a promising way to help pay for college. Critics, however, call the agreements new forms of potentially problematic private loans. More...
More on Student Debt and Declining Home Ownership
By Paul Fain. The relationship between student loan debt and home ownership is complex, according to a new report from the Federal Reserve. Previous reports from the Federal Reserve Bank of New York have found mixed evidence of the impact of student loan debt on the likelihood of whether the borrower will buy a home. More...
Cuomo proposes new regulations for student loan servicers, for-profit colleges
New York Gov. Andrew Cuomo in his annual address and budget proposal outlined new requirements for student loan servicers and for-profit colleges. More...
What a student loan 'bubble' bursting might look like
I hated the film adaptation of The Big Short. The acting was good and it did have a surprising amount of energy for a story that centers around men in suits doing math. But I felt condescended to. More...