22 février 2015

Student-Loan Counseling Has Room for Improvement, Study Finds

http://chronicle.com/img/photos/biz/Ticker%20revised%20round%2045.gifBy Report: “From Passive to Proactive: Understanding and Improving the Borrower Experience With Online Student-Loan Exit Counseling”Organization: TG, a nonprofit organization that provides borrowers with support in navigating the federal student-aid process
Summary: The U.S. Department of Education’s online student-loan exit-counseling model, used by colleges across the country, has many flaws, says this new report, based on an analysis of six institutions that use it. More...

Posté par pcassuto à 19:01 - - Permalien [#]


20 février 2015

Etats-Unis : La dette des étudiants ne fait qu'augmenter, elle atteint plus de 1.160 milliards de dollars !

Par Mathilde H. Nous ne répéterons jamais assez à quel point les étudiants français ont de la chance. Tout n'est peut-être pas parfait dans l'enseignement supérieur dans l'hexagone, mais nous sommes encore loin de la situation américaine, selon Digischool. Mardi 17 février 2015, la Réserve fédérale de New-York a publié les statistiques de la dette étudiante. Il apparaît que les prêts étudiants ont atteint la somme de 1 160 milliards de dollars. Ce chiffre dépasse la dette cumulée de toutes les cartes de crédit américaines. La Maison Blanche s'inquiète énormément de la situation. Le ministère de l'éducation a indiqué que 40 millions d'étudiants avaient contracté un prêt pour financer leurs études, soit environ les trois quarts de la population estudiantine. Suite...

Posté par pcassuto à 21:03 - - Permalien [#]

16 février 2015

Debt anxiety among students differs across international boundaries

https://lh4.googleusercontent.com/-DWkk7wQtafc/AAAAAAAAAAI/AAAAAAAAAKI/jAO229hCsXk/photo.jpg?sz=104To what extent do international boundaries impact on anxiety around debt amongst students? Do national attitudes about repaying loans mean those students from different countries treat their debt differently? What can University managers learn from student anxiety about debt and how can ethical approaches to helping students understand how their debt is managed be provided?
The report's lead author Dr Neil Harrison from the University of the West of England (UWE Bristol) said, "A university education is widely presented as an investment in the future with better employment prospects for graduates. It is also widely known that this investment carries with it a long-term commitment to debt. We wanted to establish if students across international boundaries have different attitudes and/or anxieties relating to this debt." Read more...

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15 février 2015

College textbook prices soar, hurting students burdened by tuition, debt

Résultat de recherche d'images pour "oregonlive logo"By Richard Read. It's textbook season again, the time of year students such as Stephanie Tierrablanca dread. Deep in the stacks of the Portland State University Bookstore, Tierrablanca, a senior from California, searches the web on her smart phone an environmental-studies book stocked by the shop. If an online competitor lists a lower price, the store will match the amount and deduct 10 percent. More...

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08 février 2015

Rising tuition at public colleges, funding cuts leave students deeper in debt

Arizona Daily StarBy . Michael Bayne has done everything you're supposed to do to avoid taking on too much debt for college. He lives off-campus to save money on housing. He's always working at least one job — sometimes two. And he enrolled at an in-state public school, Arizona State University.
But it's not nearly enough. The $2,500 in grants Bayne received this semester covered less than half of his tuition at ASU. A decade ago, the same amount of aid would have been enough to pay his entire bill. More...

Posté par pcassuto à 18:35 - - Permalien [#]


Student-Aid Group Recommends Steps to Improve Loan Servicing for Borrowers

http://chronicle.com/img/photos/biz/Ticker%20revised%20round%2045.gifBy . Report: “NASFAA Task Force Report: Servicing Issues”Organization: National Association of Student Financial Aid Administrators
Summary: The National Association of Student Financial Aid Administrators conducted a survey of its members to identify problems in the student-loan-servicing industry, which has drawn scrutiny from consumer advocates and federal regulators. A task force convened by the group and the National Direct Student Loan Coalition surveyed more than 2,200 financial-aid administrators at more than 1,500 institutions, and released a report offering six recommendations for improving the loan-servicing industry. More...

Posté par pcassuto à 02:10 - - Permalien [#]

Student loans are tough to clear – even when you've got the cash

https://auth.telegraph.co.uk/sam-ui/i/tcuk-header-logo.gifBy . Following reports in these pages about the risk of underestimating the full cost student loans, a number of students and their parents have tried to pay off their debts. And they have discovered the process to be far from straightforward. Read more...

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07 février 2015

Want to pay off your student loan? Drink less coffee, of course!

The Guardian homeBy . Universities minister Greg Clark reckons the average graduate can pay off his or her loan by cutting out the cappuccinos. We disagree. More...

Posté par pcassuto à 23:46 - - Permalien [#]

Student loan repayments the same as a posh coffee, says universities minister

The Guardian homeBy . Greg Clark accused of being out of touch after saying graduates pay back only £2.22 a day – less than a daily cup of coffee. The universities minister has reportedly said student loan repayments cost the same as buying a cup of “posh coffee” every day. More...

Posté par pcassuto à 23:42 - - Permalien [#]

04 février 2015

Recent grads repay $63,000 debt load in five years by living like students

Go to the Globe and Mail homepageBy Aleksandra Sagan. In 2009, Jacqueline Koos and her husband graduated with about $52,000 in student loans. They borrowed another $11,000 soon after for a rushed car purchase. But through a mixture of perseverance and frugal living, the couple managed to erase their debt load in just five years. More...

Posté par pcassuto à 21:17 - - Permalien [#]