Unis charge too much and don't ask enough

I am a current student in a rather specialised area of study, and as the job market is extremely competitive and political, I am not reporting based on my experiences alone.
My total loan after four years of study is $27,813.43. I receive the student allowance, work various part-time and casual jobs, as well as increasingly gaining employment and experience in my field of study.
Assuming a repayment obligation of $3000 per year, it would take approximately nine years to pay off my loan. This is clearly not an ideal situation for a young adult; most graduates will be in our early 20s as they enter the work force, and many will be beginning to establish families and homes at this time. More...