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16 février 2014

Who Defaults and Why?

http://www.insidehighered.com/sites/all/themes/ihecustom/logo.jpgA new study (abstract available here) from the National Bureau of Economic Research tracks 10 year student loan default rates for those who earned bachelor's degrees in 1993. The study warns against common assumptions about who may default. "Given the importance of post-school earnings for repayment, it is natural to expect that differences in average earnings levels across demographic groups or college majors would translate into corresponding differences in repayment/nonpayment rates, but this is not always the case," the report says. Read more...

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