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28 juillet 2013

Agencies Say Lenders Need to Work With Student Borrowers

http://chronicle.com/img/photos/biz/icons/the-ticker-nameplate.gifBy . Three federal agencies that regulate banks have issued a joint statement telling lenders they should “work constructively” with borrowers who are having trouble paying back private student loans. The agencies—the Federal Deposit Insurance Corporation, the Federal Reserve Board, and the Office of the Comptroller of the Currency—say that “prudent workout arrangements” are usually in the best interests of both borrowers and lenders, “even if the restructured loans result in adverse credit classifications or troubled debt restructurings in accordance with accounting requirements under generally accepted accounting principles.” Read more...
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